# Real Estate Appraiser Evidence Desk

Educational worksheet. Do not enter borrower data, private MLS data, confidential assignment results, access credentials, or client-restricted material into an unapproved AI service.

## 1. Assignment boundary card

- Assignment ID using an approved internal reference: ____________________
- Property type: ____________________
- Intended use and intended user confirmed: Yes / No
- Client instructions and overlays located: Yes / No
- Applicable state credential and competency confirmed by appraiser: Yes / No
- Current USPAP and assignment-specific requirements checked: Yes / No
- AI/computer tools approved by client or firm policy: ____________________
- Information that must never enter those tools: ____________________

## 2. Approved-source inventory

| Source ID | Exact source name | Access date | Authorized use | Independent verification needed? | Notes |
|---|---|---|---|---|---|
| S-01 |  |  |  |  |  |
| S-02 |  |  |  |  |  |
| S-03 |  |  |  |  |  |

Do not label everything “public records.” Record the actual source used.

## 3. Subject and comparable data ledger

| Field | Subject/source value | Candidate/source value | Source ID | Conflict? | Appraiser resolution |
|---|---|---|---|---|---|
| Sale/contract date |  |  |  |  |  |
| Sale price |  |  |  |  |  |
| Concessions |  |  |  |  |  |
| Site |  |  |  |  |  |
| Gross living area |  |  |  |  |  |
| Room count |  |  |  |  |  |
| Condition/quality evidence |  |  |  |  |  |
| Prior sale history |  |  |  |  |  |

AI may compare entered fields and flag mismatches. The appraiser determines meaning, credibility, comparability, and resolution.

## 4. Discrepancy and verification queue

| Queue ID | Mismatch or missing fact | Sources involved | Neutral verification question | Assigned to | Closed evidence |
|---|---|---|---|---|---|
| D-01 |  |  |  |  |  |
| D-02 |  |  |  |  |  |

## 5. Narrative QA checklist

- [ ] Every material statement can be traced to a source, observation, or identified analysis.
- [ ] Source names are specific.
- [ ] Interested-party information has the required independent verification.
- [ ] Measurements, dates, prices, concessions, and histories are internally consistent.
- [ ] No invented fact, citation, comparable, inspection observation, or market trend appears.
- [ ] Descriptions are factual and neutral; prohibited or demographic proxy language is absent.
- [ ] Search expansion or unusual comparable choices are explained by the appraiser.
- [ ] Adjustment support and reconciliation remain the appraiser's analysis.
- [ ] Confidential information stayed inside approved systems.
- [ ] UAD/client/lender/state requirements were checked for this assignment.

## 6. Licensed-review receipt

- Appraiser reviewed all AI-assisted outputs: Yes / No
- AI outputs independently verified against approved sources: Yes / No
- Comparable selection made by appraiser: Yes / No
- Adjustments made and supported by appraiser: Yes / No
- Condition/quality conclusions made by appraiser: Yes / No
- Reconciliation and value opinion made by appraiser: Yes / No
- Confidentiality and nondiscrimination check passed: Yes / No
- Final report signed only after professional review: Yes / No
- Reviewer initials/date: ____________________

## Safe prompt using fictional or approved nonconfidential inputs

> Act as a quality-control clerk, not an appraiser. Compare the supplied fields exactly as written. Create: (1) a mismatch table, (2) a missing-source list, (3) neutral clarification questions, and (4) a list of statements that lack a visible source. Do not select comparables, make adjustments, infer condition or quality, analyze protected characteristics or demographic proxies, reconcile value, or propose a value conclusion. Do not invent missing facts. Mark uncertainty clearly.